**Terms and Conditions**

Welcome to the Formación Financiera Ibérica website. By accessing or using our website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the website.

**1. Services Offered**

Formación Financiera Ibérica provides financial services, including financial literacy training, investment workshops, and financial mentoring.

**2. Use of Website**

This website is intended to provide information about our services and allow users to contact us. You agree to use this website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.

**3. Intellectual Property**

All content on this website, including text, graphics, logos, and images, is the property of Formación Financiera Ibérica or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or otherwise use any content from this website without our prior written consent.

**4. Disclaimer**

The information provided on this website is for general informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making any financial decisions. Formación Financiera Ibérica makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

**5. Limitation of Liability**

Formación Financiera Ibérica will not be liable for any damages, including, without limitation, direct, indirect, incidental, special, consequential, or punitive damages, arising out of or in connection with your use of this website.

**6. Indemnification**

You agree to indemnify and hold Formación Financiera Ibérica harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of this website, your violation of these Terms and Conditions, or your violation of any rights of another.

**7. Governing Law**

These Terms and Conditions shall be governed by and construed in accordance with the laws of Spain, without regard to its conflict of law provisions.

**8. Changes to Terms and Conditions**

Formación Financiera Ibérica reserves the right to modify or revise these Terms and Conditions at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms and Conditions.

**9. Contact Information**

If you have any questions about these Terms and Conditions, please contact us at:

Formación Financiera Ibérica 15 Calle del Sol, 3rd Floor Madrid, Madrid, 28013 Spain